Which of the following, if true, mostly strongly supports ITEL's reasoning as to why the company retains its most valuable employees? A. People in the financial services industry are often motivated to change jobs by a significant salary increase. B. The way in which layoffs are handled can have a significant upward or downward impact on the morale and company loyalty of the employees who remain. C. Layoffs often occur during industry downturns, and it is generally much more difficult to find a new job when the industry is struggling. D. It is difficult to develop an objective method or definition for determining who should be considered a very valuable employee. E. A risk-intolerant environment impedes the entrepreneurial drive that financial services industry employees feel is a requirement to be successful.